It’s all about the cost with Progressive. It’s not that they don’t provide excellent products and first-rate customer service; they do. Rather, their main selling point is the availability of insurance coverage that fits your budget.
In the case of other insurance providers, you must first choose the coverages you desire before receiving a total pricing quote. Progressive provides this, but they also allow you to specify your desired payment amount, and they then create a strategy around this.
Although it’s a wonderful choice, you should carefully review the plan to be sure you’re obtaining all the coverage you require for all scenarios. But for those who are on a tight budget, being able to choose your monthly pricing is a great advantage.
In most of their policies, Progressive does include accident forgiveness, and they typically don’t charge more for it. However, there are many restrictions on their accident forgiveness program, and you don’t get any coverage until you’ve held your policy for five years without any accidents.
